As we age, the need for comprehensive travel insurance becomes increasingly important. Seniors over the age of 70 are at a higher risk of illness and injury and may require special coverage options. In this article, we will discuss the best travel insurance options for seniors over 70.
Why do seniors over 70 need travel insurance?
Seniors over the age of 70 have unique travel insurance needs. They are more likely to have pre-existing medical conditions, be taking prescription medications, and have mobility issues. Without proper travel insurance, these factors can lead to costly medical bills in the event of an accident or illness. Additionally, seniors over 70 may require additional coverage options, such as trip cancellation or interruption coverage due to unexpected health issues.
What to look for in travel insurance for seniors over 70?
When shopping for travel insurance for seniors over 70, it is important to consider the following factors:
- Medical coverage: Look for a policy that offers comprehensive medical coverage for both emergency medical treatment and evacuation.
- Pre-existing conditions: Make sure the policy covers pre-existing medical conditions and does not exclude them from coverage.
- Prescription medication coverage: Ensure that the policy covers the cost of prescription medication in the event of a loss or theft.
- Trip cancellation and interruption coverage: Consider a policy that offers coverage for trip cancellation or interruption due to unexpected health issues.
- Age limits: Some travel insurance policies have age limits, so make sure to find one that covers seniors over 70.
Best travel insurance options for seniors over 70
Here are some of the best travel insurance options for seniors over 70:
- Allianz Travel Insurance: Allianz offers a wide range of travel insurance options for seniors over 70, including coverage for pre-existing medical conditions and trip cancellation or interruption due to unexpected health issues.
- Travel Insured International: Travel Insured International offers comprehensive medical coverage, including coverage for pre-existing medical conditions, and prescription medication coverage. They also offer trip cancellation and interruption coverage.
- Medjet: Medjet offers medical transportation coverage for seniors over 70, which includes emergency medical transportation to a hospital of the member's choice.
- RoamRight: RoamRight offers a range of travel insurance options for seniors over 70, including coverage for pre-existing medical conditions, prescription medication coverage, and trip cancellation or interruption coverage.
Conclusion
Traveling as a senior over 70 requires special considerations. It is important to have comprehensive travel insurance that covers pre-existing medical conditions, prescription medication, and unexpected health issues. The above-mentioned travel insurance companies are known for providing coverage for seniors over 70. Before purchasing a policy, make sure to carefully review the coverage options and compare them to your specific needs to ensure that you have the best travel insurance for your trip.